Get your personal loan in 24 hours or less.

Transparent and customized personal loan plans can help you:

Apply to receive your funds as soon as the next business day.
See how much your loan will cost, thanks to our personal loan calculator.
Set your own payment schedule, based on your needs.

Get a quick decision after completing your application for your cash loan!

Loan Calculator
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Want to estimate how much you’ll need to repay after taking our personal loan?

Use this calculator to get an approximate payback amount based on number of payments and your initial loan amount.

When it’s your money, you’re in control.

Apply for a personal loan and get complete control over your finances.

Any Amount

No matter the amount of money you need, we will provide you with a loan that meets your goals.

Any Time

You set your own repayment schedule, and we’ll never penalize you for paying back your loan ahead of schedule.

Any Reason

Once you receive your loan, it’s yours to use as you please. We’ll never set limits on how you use your funds.

Why Your Own Funding

With more than 20 years in personal loans, we’re here to help you reach your financial goals.

Paychecks don’t always line up with life’s expenses, and that’s okay. Your Own Funding helps hardworking people get the financial boost they need to life the life they want–and deserve.

We believe the personal loan industry needs more transparency, so we built a calculator to let our clients see exactly how much their loans will cost. Forecast your preferred repayment schedule and determine the best plan for your needs.

Thousands of

Happy Customers


$850 Million

Helping People for

20 Years

Is a Personal Loan
Right for Me?

  • I need money now.

    Big expense coming up? The majority of our clients receive their short term loans by the next business day or sooner.

  • I plan to repay my loan quickly.

    Short term loans are meant to be just that–short term. We recommend paying back your loan as soon as possible to lower the amount you pay in interest.

  • I don’t like financial surprises.

    Surprise birthday parties are great. Surprise expenses are not. We’ll show you exactly how much your personal loan will cost before you receive your funds.

Apply for your personal loan in
three easy steps.

Step 1

Fill out our simple application form in 5 minutes or less.

Step 2

Review your loan options to see which is right for you.

Step 3

Get approved and receive your funds in as little as 24 hours.

We have helped over 130,000 people

“The representative helping me was absolutely fantastic. Not only did I get my loan but she also advised me that she could help me get my credit back.”

Joy Cole, NY

“Their application process was quick and simple. In a short time I had the funds I needed to complete some much needed improvements around the house.”

Jennifer Kerr, LA

“These guys are always ready to help you need it most. They helped cover school fees for my brother and when i was a little low on cash.”

Mary Kate, GA

Ready to get started?

Let us help you

Learn about money management …

The 9 Most Common Personal Loan Traps and Scams to Avoid

Personal loans, especially short term ones, have earned a pretty grisly reputation. In truth, this reputation is built off of actual horrible experiences people have had with predatory lenders in the industry. But what carries just as much truth is the...

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The Complete Guide to Making the Most of Your Personal Loan

As much as we stay on top of our finances, there are times that your bills simply may not line up with your paycheck. When you’re in this situation, a personal loan can help you bridge the gap. It’s important to note, however, that not all personal loans...

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6 Benefits of Short Term Personal Loans

We can rarely predict the future, and it’s hard enough to prepare for the present. In these tough times, many people must look to financial safety nets in order to cover their expenses and carry out important plans. Some depend on credit cards. Others sell...

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