Get your personal loan in 24 hours or less.

Transparent and customized personal loan plans can help you:

Apply to receive your funds as soon as the next business day.
See how much your loan will cost, thanks to our personal loan calculator.
Set your own payment schedule, based on your needs.

Get a quick decision after completing your application for your cash loan!

Loan Calculator
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Want to estimate how much you’ll need to repay after taking our personal loan?

Use this calculator to get an approximate payback amount based on number of payments and your initial loan amount.

When it’s your money, you’re in control.

Apply for a personal loan and get complete control over your finances.

Any Amount

No matter the amount of money you need, we will provide you with a loan that meets your goals.

Any Time

You set your own repayment schedule, and we’ll never penalize you for paying back your loan ahead of schedule.

Any Reason

Once you receive your loan, it’s yours to use as you please. We’ll never set limits on how you use your funds.

Why Your Own Funding

With more than 20 years in personal loans, we’re here to help you reach your financial goals.

Paychecks don’t always line up with life’s expenses, and that’s okay. Your Own Funding helps hardworking people get the financial boost they need to life the life they want–and deserve.

We believe the personal loan industry needs more transparency, so we built a calculator to let our clients see exactly how much their loans will cost. Forecast your preferred repayment schedule and determine the best plan for your needs.

Thousands of

Happy Customers

Funding

$850 Million

Helping People for

20 Years

Is a Personal Loan
Right for Me?

  • I need money now.

    Big expense coming up? The majority of our clients receive their short term loans by the next business day or sooner.

  • I plan to repay my loan quickly.

    Short term loans are meant to be just that–short term. We recommend paying back your loan as soon as possible to lower the amount you pay in interest.

  • I don’t like financial surprises.

    Surprise birthday parties are great. Surprise expenses are not. We’ll show you exactly how much your personal loan will cost before you receive your funds.

Apply for your personal loan in
three easy steps.

Step 1

Fill out our simple application form in 5 minutes or less.

Step 2

Review your loan options to see which is right for you.

Step 3

Get approved and receive your funds in as little as 24 hours.

We have helped over 130,000 people

“The representative helping me was absolutely fantastic. Not only did I get my loan but she also advised me that she could help me get my credit back.”

Joy Cole, NY

“Their application process was quick and simple. In a short time I had the funds I needed to complete some much needed improvements around the house.”

Jennifer Kerr, LA

“These guys are always ready to help you need it most. They helped cover school fees for my brother and when i was a little low on cash.”

Mary Kate, GA

Ready to get started?

Let us help you

Guides
Learn about money management …

Dealing with Unexpected Expenses When You Have Bad Credit

You’ve made your car payment, paid your rent, and put money toward other bills. You don’t have much money left over, but you’ll at least make it to next month. Then, it happens. Your car transmission fails, your kid breaks their leg, or your house floods. No matter...

read more

5 Painless Ways to Improve Your Credit Score

It’s strange to think that that three main companies (Experian, TransUnion and Equifax) control your ability to get a personal loan for whatever you need. There are other credit reporting agencies like FICO, but in general, all of the major agencies will...

read more

How to Get a Loan with Bad Credit

There are many reasons why you may need a loan. Maybe you just need a boost to make it to your next paycheck, or perhaps your car’s transmission suddenly gave out. No matter the reason, a quick infusion of cash can make all the difference. Unfortunately,...

read more
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